Home Insurance vs Home Warranty

Posted on by nancystarczyk

What’s the difference?

Home Warranties are service contracts covering systems and appliances that fail due to normal wear and use.

Home Insurance indemnifies against damage and liability arising from some unknown or contingent event.  For example, if a covered water heater leaks under normal use and floods the home, the warranty will repair or replace the water heater.  Insurance may cover the damage.